In Ontario, most e-bikes and e-scooters that meet specific power and speed requirements (such as top speeds under 32 km/h for e-bikes and 24 km/h for e-scooters) are not treated like traditional motor vehicles.

As a result, they typically do not require a driver’s license, registration, or standard insurance. However:

1. Licensing Requirements

• E-bikes must have functional pedals, a motor of 500W or less, and a maximum speed of 32 km/h.

• E-scooters are part of a provincial pilot program; they usually must not exceed 24 km/h.

• Riders under 16 often cannot operate e-scooters.

2. Insurance Exemptions

• If your e-bike or e-scooter stays within provincial guidelines (for power output, weight, and speed), you generally don’t need a separate insurance policy.

• Exceeding these limits can reclassify the vehicle as a motor vehicle, which would require a license, registration, and insurance.

3. Speed Limits

• Municipalities may set local rules—like specific roads or pathways where e-scooters are allowed—so check local bylaws to comply with speed and usage restrictions.

For more detailed guidance, confirm with local regulations or consult an insurance professional to see if optional liability coverage is recommended.